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Linda Garcia is a licensed mortgage broker in the state of Florida. She is the President and Senior Loan Originator of Mortgages By Linda, Inc., a top rated award-winning mortgage lending company, based in Jacksonville, FL. Our team of experienced mortgage loan originators’ primary focus is to provide the very best personalized customer service and custom mortgage solutions to each of our valued clients.
Linda prides herself on giving personalized one-on-one service to every customer.
A mortgage is the biggest financial commitment you can make. Linda’s professional expertise and dedication to customer service will give you complete confidence that you made the right choice as she guides you through your loan process.
EXCELLENT Based on 165 reviews Posted on Google Phil LuongAugust 21, 2026Trustindex verifies that the original source of the review is Google. Outstanding Mortgage Lender in Jacksonville! I highly recommend Mortgages By Linda to anyone looking for a trusted and knowledgeable mortgage lender in Jacksonville, Florida. What really stood out was the personalized service. They took the time to explain our mortgage loan options, interest rate, financing terms, and closing costs instead of simply telling us what to choose. Team MBL came up with creative out-of-the-box mortgage solutions that were suitable for us. We always felt like our questions were welcome and that we were working with people who genuinely cared about helping us find the right mortgage for our situation. If you're a first-time homebuyer, relocating to Jacksonville, refinancing, or simply comparing mortgage lenders in Florida, I would definitely recommend talking with Mortgages By Linda FIRST! Professional, knowledgeable, responsive, and genuinely committed to helping their clients. Five stars all the way! ⭐⭐⭐⭐⭐Posted on Google Rachel KennyAugust 19, 2026Trustindex verifies that the original source of the review is Google. Thank you Linda for a smooth, fast and excellent loan experience, and for taking the time to make sure we understood everything.Posted on Google Dustin CJuly 30, 2026Trustindex verifies that the original source of the review is Google. I had an amazing experience working with Linda! She guided me through every step of the mortgage process and made everything incredibly easy to understand. Her customer service and personal attention were exceptional , I never felt like just another client. The entire process was fast, smooth, and far less stressful than I expected. Linda was always responsive, kept me informed, and made sure I knew exactly what was happening and what came next. She truly goes above and beyond for her clients. Linda was an absolute pleasure to work with, and I couldn’t be happier with the experience. If you’re looking for someone who is knowledgeable, professional, responsive, and genuinely cares about her clients, I highly recommend Linda and Mortgages by Linda!Posted on Google Maricar Baña (Mari)July 12, 2026Trustindex verifies that the original source of the review is Google. We cannot say enough wonderful things about Linda and the entire Mortgages By Linda team. From the beginning of our home-buying journey through closing, and even after closing, they were knowledgeable, responsive, patient, and genuinely invested in helping us succeed. Their availability was exceptional. The team was readily accessible by email, text, and phone. They even made time outside normal business hours to prepare preapproval letters for our time-sensitive offers. They worked closely with us through three different house bids, answered every question thoughtfully, and helped us strategize so that we could submit a stronger, more competitive offer on the home we ultimately purchased. Linda and her team also worked seamlessly with our realtors at Nomad Realty, which made the entire process feel coordinated and efficient. They communicated well across everyone involved and also provided helpful recommendations for homeowners insurance, making it easier for us to navigate another important part of the purchase. Their expertise and attention to the mortgage market made a meaningful financial difference for us. The team notified us about and secured a 1% mortgage interest-rate reduction for our first year. They also helped us lock in a lower interest rate during a period when mortgage rates were increasing, while carefully navigating debt-to-income ratio. One of us is self-employed, which often creates additional documentation requirements and can make the mortgage process more complicated. Linda’s team helped make that process as straightforward and manageable as possible. They were organized, clear about what was needed, and patient in guiding us through the extra paperwork. Communication remained consistent and reassuring all the way through closing. Even afterward, the team continued to be available when questions came up. The beautiful housewarming gift was an unexpected and incredibly thoughtful surprise that made an already special experience even more memorable. We are truly grateful to Linda and her team for helping us become homeowners. Their professionalism, accessibility, strategic guidance, and personal care set them apart. We wholeheartedly recommend Mortgages By Linda to anyone looking for a mortgage team that combines expertise with genuine dedication to its clients.Posted on Google Jim McCallumJune 30, 2026Trustindex verifies that the original source of the review is Google. Many thanks to Linda for rescuing my buyer who was being held hostage by a trusted lending source. Buyer and Linda worked closely providing all the details as required and managed to pull off a big win for my buyer and saved him a bunch of money! Thank You so much Jim McCallum Berkshire Hathaway H/S Florida RealtyPosted on Google jim bleechJune 24, 2026Trustindex verifies that the original source of the review is Google. This was a very complicated transaction and Linda did a fantastic job of keeping all the details together and pushing the appropriate people for a successful closing. Highly recommend her.Posted on Google Cason Van ZantApril 24, 2026Trustindex verifies that the original source of the review is Google. Linda is exactly the kind of loan officer who makes a real estate transaction go the way it's supposed to. From the title side, we see how much the lender's communication and organization impacts the entire closing process — and Linda sets a high bar. She keeps things moving, communicates clearly with all parties, and comes to the table prepared. Her borrowers are well taken care of, and it shows in how smoothly her transactions come together from start to finish. It's a genuine pleasure working alongside Linda, and we'd recommend her without hesitation to anyone looking for a loan officer who is professional, reliable, and truly has her clients' best interests at heart. — Cason Van Zant at Pro-Tech Title & TrustPosted on Google Jessica HarbApril 14, 2026Trustindex verifies that the original source of the review is Google. I had an amazing experience working with Mortgages By Linda! From start to finish, the process was smooth, professional, and stress-free. Linda was incredibly knowledgeable, responsive, and truly went above and beyond to make sure everything stayed on track. She took the time to explain every step clearly and made sure I felt confident throughout the entire process. Her dedication, attention to detail, and commitment to her clients really set her apart. If you're looking for a reliable and trustworthy lender who genuinely cares, I highly recommend Mortgages By Linda. I couldn't be happier with the experience!Posted on Google MarlenneMarch 20, 2026Trustindex verifies that the original source of the review is Google. Very professional, knowledgeable, always available and quick to respond. Made me feel safe with my financial decisions. Would recommend 100%.Posted on Google Brianna MehanMarch 13, 2026Trustindex verifies that the original source of the review is Google. Linda was amazing and hard work to make sure everything goes smoothly. I’ve been working with another lender before, honestly Linda is the best one! She’s a rare. Highly recommend to work with her!!







