Title Image
Mortgages By Linda Mortgage Broker Lender Jacksonville FL

Using a mortgage broker can actually SAVE you money. Often their service pays for itself & puts extra cash back in your pocket.

Email Us

Reviews

Posted on Google
Rachel Kenny profile picture
Rachel Kenny
August 19, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you Linda for a smooth, fast and excellent loan experience, and for taking the time to make sure we understood everything.
Posted on Google
Dustin C profile picture
Dustin C
July 30, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had an amazing experience working with Linda! She guided me through every step of the mortgage process and made everything incredibly easy to understand. Her customer service and personal attention were exceptional , I never felt like just another client. The entire process was fast, smooth, and far less stressful than I expected. Linda was always responsive, kept me informed, and made sure I knew exactly what was happening and what came next. She truly goes above and beyond for her clients. Linda was an absolute pleasure to work with, and I couldn’t be happier with the experience. If you’re looking for someone who is knowledgeable, professional, responsive, and genuinely cares about her clients, I highly recommend Linda and Mortgages by Linda!
Posted on Google
Maricar Baña (Mari) profile picture
Maricar Baña (Mari)
July 12, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We cannot say enough wonderful things about Linda and the entire Mortgages By Linda team. From the beginning of our home-buying journey through closing, and even after closing, they were knowledgeable, responsive, patient, and genuinely invested in helping us succeed. Their availability was exceptional. The team was readily accessible by email, text, and phone. They even made time outside normal business hours to prepare preapproval letters for our time-sensitive offers. They worked closely with us through three different house bids, answered every question thoughtfully, and helped us strategize so that we could submit a stronger, more competitive offer on the home we ultimately purchased. Linda and her team also worked seamlessly with our realtors at Nomad Realty, which made the entire process feel coordinated and efficient. They communicated well across everyone involved and also provided helpful recommendations for homeowners insurance, making it easier for us to navigate another important part of the purchase. Their expertise and attention to the mortgage market made a meaningful financial difference for us. The team notified us about and secured a 1% mortgage interest-rate reduction for our first year. They also helped us lock in a lower interest rate during a period when mortgage rates were increasing, while carefully navigating debt-to-income ratio. One of us is self-employed, which often creates additional documentation requirements and can make the mortgage process more complicated. Linda’s team helped make that process as straightforward and manageable as possible. They were organized, clear about what was needed, and patient in guiding us through the extra paperwork. Communication remained consistent and reassuring all the way through closing. Even afterward, the team continued to be available when questions came up. The beautiful housewarming gift was an unexpected and incredibly thoughtful surprise that made an already special experience even more memorable. We are truly grateful to Linda and her team for helping us become homeowners. Their professionalism, accessibility, strategic guidance, and personal care set them apart. We wholeheartedly recommend Mortgages By Linda to anyone looking for a mortgage team that combines expertise with genuine dedication to its clients.
Posted on Google
Jim McCallum profile picture
Jim McCallum
June 30, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Many thanks to Linda for rescuing my buyer who was being held hostage by a trusted lending source. Buyer and Linda worked closely providing all the details as required and managed to pull off a big win for my buyer and saved him a bunch of money! Thank You so much Jim McCallum Berkshire Hathaway H/S Florida Realty
Posted on Google
jim bleech profile picture
jim bleech
June 24, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This was a very complicated transaction and Linda did a fantastic job of keeping all the details together and pushing the appropriate people for a successful closing. Highly recommend her.
Posted on Google
Cason Van Zant profile picture
Cason Van Zant
April 24, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Linda is exactly the kind of loan officer who makes a real estate transaction go the way it's supposed to. From the title side, we see how much the lender's communication and organization impacts the entire closing process — and Linda sets a high bar. She keeps things moving, communicates clearly with all parties, and comes to the table prepared. Her borrowers are well taken care of, and it shows in how smoothly her transactions come together from start to finish. It's a genuine pleasure working alongside Linda, and we'd recommend her without hesitation to anyone looking for a loan officer who is professional, reliable, and truly has her clients' best interests at heart. — Cason Van Zant at Pro-Tech Title & Trust
Posted on Google
Jessica Harb profile picture
Jessica Harb
April 14, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I had an amazing experience working with Mortgages By Linda! From start to finish, the process was smooth, professional, and stress-free. Linda was incredibly knowledgeable, responsive, and truly went above and beyond to make sure everything stayed on track. She took the time to explain every step clearly and made sure I felt confident throughout the entire process. Her dedication, attention to detail, and commitment to her clients really set her apart. If you're looking for a reliable and trustworthy lender who genuinely cares, I highly recommend Mortgages By Linda. I couldn't be happier with the experience!
Posted on Google
Marlenne profile picture
Marlenne
March 20, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Very professional, knowledgeable, always available and quick to respond. Made me feel safe with my financial decisions. Would recommend 100%.
Posted on Google
Brianna Mehan profile picture
Brianna Mehan
March 13, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Linda was amazing and hard work to make sure everything goes smoothly. I’ve been working with another lender before, honestly Linda is the best one! She’s a rare. Highly recommend to work with her!!
Posted on Google
Amy Shade profile picture
Amy Shade
February 24, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Linda as our mortgage broker was an absolute blessing. She made what can often feel like a stressful and complicated process feel clear, manageable, and even reassuring. From day one, she took the time to explain everything thoroughly and made sure we understood all of our options. Linda was incredibly knowledgeable, responsive, and proactive. She stayed on top of every detail and kept us informed throughout the entire process. Anytime we had a question or concern, she was quick to respond and always made us feel confident and at ease. We are so grateful for her guidance and hard work. We truly couldn’t have asked for a better mortgage broker, and we would highly recommend Linda to anyone looking for someone who genuinely cares and goes above and beyond for her clients!

Have you ever had an experience where you were literally just lost for words? Well this was that experience for me! I worked with Ms.Linda. She is beautiful inside and out. The communication amazing. She was kind and always had an encouraging word. There were times I wanted to just say forget it but with her literally holding my hand and walking me through everything the experience was much easier. If you are a first time homebuyer and think you can’t buy a home GO TO MORTGAGES BY LINDA. They will walk you through everything, they respond to all messages answer all questions and most importantly they FIGHT FOR YOU! I don’t think you will think you will find anyone better than them! I could go on and on and on about the my experience. If you are shopping for a lender call Mortgages By Linda!  

– Jasmine Childs

I can’t say enough about Linda and her entire team! Unlike other brokers, she took the time to genuinely listen to my unique situation, then quickly found a creative refi solution to make it work when others couldn’t…and approved in 7 days no less! Linda was extremely knowledgeable, innovative, and above all else she shows a personal dedication to her clients. She is the only mortgage broker I will trust with any of my future home loan needs! The entire MBL team went above and beyond, and I can honestly say this has been the smoothest, most efficient and worry-free loan experience that I have ever had. Thanks again MBL…you made a difficult situation easy!  

– Shane Dankworth

Linda & Her Team Was Simply Amazing. As A Realtor Partner I am simply blown away by their work ethic & professionalism throughout the whole process! Job Well Done by #TeamMBL I Will be using you all again!  

– Charles Williams

All I can say about Mortgages by Linda is Wow! Linda and her team helped my wife and I complete our Refi in 11 days from start to closing. Linda was quick to respond each and everytime we had a question or needed assistance with the process. This was our 5th time going to closing and the best by far. I would recommend Mortgages by Linda and her team to anyone who is looking for “outstanding” service and a team that cares about their clients.  

– Delaina Rhodes

She’s the best in Jax and most experienced. Interest rate was MUCH lower than I expected. All the documents were done electronically through my iPhone, without me calling off. She was very informative and descriptive about the whole purchase. Very smooth and professional. I’d recommend her to anyone who’s hunting around or in the market for a new home.  

– Tograhal R.

I highly recommend my lender, Linda Garcia with Mortgages By Linda. I’m so grateful Linda was able to pull off this complicated transaction with splitting an 8 unit contract into into 2 residential investment loans rather than a commercial loan, which would have had higher interest rates. Linda and her team rolled with the punches and worked diligently on my loan to ensure a smooth closing. I look forward to working with Linda and her team again.  

– Anwar H.

If I could give more than 5 stars I would! Linda and her team are amazing. Linda always responds promptly to any form of correspondence. She helped us every step of the way and made everything go smoothly. I highly recommend Mortgages By Linda!  

– Brae M.

When we first met with Linda, she immediately understood our situation. Within minutes we had full confidence that she would find us the best mortgage option with the lowest interest rate. She was able to deliver everything she said with efficiency and quality. We are very excited and honored to recommend Linda and her company to our friends and family.  

– Jorge Fernandez (New Home Buyer)

Mortgages By Linda is a great mortgage company to work with! From the initial conversation to the closing of the loan, Linda and her team made the process both professional and personal. She not only offered the lowest rates, but walked me through the process so that every step of the way I was informed. Linda was very knowledgeable and got the deal done. I highly recommend Mortgages By Linda to all my clients, friends, and family members!  

– Robert Lambert (Keller Williams Realtor)

Linda, thank you for all the extra hassle you have gone through on my files/clients. I know most mortgage companies would have said that they could do nothing until the credit score was up. At the most they would have taken the file to a lender that would take it at present score and taken the easy way out with a high rate of interest. I am so thankful that you have gotten them the lowest rate in today’s market. You go above and beyond on every case I send you. Thanks again for doing such a terrific job for my son and daughter-n-law. I was amazed at the low interest rate that you got for them and I have been in real estate thirty five years. I will certainly put you at the very top of all mortgage originators that I use.  

– Lee Daniell (Lee Daniell Realty Inc.)

Linda was a pleasure to work with. Not only is she an excellent professional who made the entire process easy on us…she also found us a far better rate than we could have found on our own. You get a lot in return when you work with Linda. She will work hard for you, so you don’t have to. Service is a big deal for us and Linda provided excellent customer service. There really is no reason to get a loan directly from a bank, especially when could have Linda find the best one for you. We wholeheartedly endorse Linda for anyone looking for a loan…she is the best in the business.  

– Matt and Rachel Daniell (Proud Homeowners)

Hi Linda, just wanted to thank you from the bottom of my heart for making this happen!! When I first started, I wasn’t totally convinced that this would be possible. I am so thankful for Brent bringing us together. You, Alexis and all involved in this process were so kind and helpful and patient putting up with me and all my inquiries. I will definitely recommend your services when the opportunity arises. Thank you again, and may God continue to bless you.

– Sandy H