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TRID – We’re Ready!

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Team Mortgages By Linda Is READY!   TRID (Tila-Respa Integrated Disclosure) has literally changed the way homes have been purchased for the last 30 YEARS and we knew we had to BE READY! So what does this mean for you?   The GFE and The TIL are replaced with...

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Option A or Option B!

  |   Business, Conventional, Government, Linda Garcia, Million Dollar Homes, Mortgages, Uncategorized   |   No comment

Know Your Options! See the difference between Government & Conventional Loans & decide what's right for you! GOVERNMENT Loans (Min. 580 credit score) FHA: • 96.5% LTV for purchases • 97.75% LTV for rate/term finances • 85% LTV for cash-out refinances • Escrow holdbacks allowed • No seasoning on short sales in some...

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